Insurance for commercial trucks has a trend that cannot be ignored. The trend is premiums for insurance policies are increasing. Truckers are mandated by certain laws to have their truck insured for liability and physical damage. The commercial insurance industry has been ravished by higher payouts and more accidents occurring in the past two years. Beyond the increase premiums, it is important for truck drivers to attempt to find affordable coverage to keep the truck on the road. The pricing of insurance is influenced by many factors, but one major influence will be how the truck is used. A truck …