No Picture
General Article

What to do After a Winter Car Accident      

Approximately 6 million car crashes occur annually across America, culminating in almost 3 million injured victims per year and almost 100 fatalities per day. Most of these accidents are avoidable with some forethought and proper planning, and there are tons of tips for driving safely. You can’t control what other drivers do and those tips mean little to nothing once an accident actually occurs. Of course, no one ever wants to witness or be informed a loved one has been involved in a fatal car accident. But wintertime driving conditions set the stage for more accidents to occur. Once fear and adrenaline set in, simple mistakes can lead to extra dangers for everyone involved. Fortunately, there are some basic steps to take to help ensure you’re safe and can get back on the road quickly after a winter car accident.

Stay Calm and Assess

Tempers and emotions flare during accidents and dangerous driving conditions, and many motorists want to rush out and confront the responsible party as soon as the event occurs. But it’s usually a much safer and almost always a much smarter decision to stay put and think things out. Focus on your breathing, turn on your hazard lights, assess injury statuses for yourself and any passengers, and call for emergency or roadside assistance if necessary. If you’re able to do so at this time, take any interior pictures of damages and images relative to the accident that you can see externally from your current viewpoint.

Move the Car Off the Road or Stay Inside

If the people inside the vehicle aren’t in need of immediate medical care and the vehicle is operable, attempt to move it off of the road and out of the way of oncoming traffic. Direct other cars involved in the accident to do the same if possible. If that’s not possible, turn on your flashers, buckle up your seatbelt, and stay inside the vehicle until help arrives.

Increase Visibility and Stay Warm

Once you know everyone’s OK and the car is moved, make sure you’re visible to other motorists. Make sure your tailpipe is free of debris or snow and put out flares or other bright markers. Turn on your lights and make sure everyone in the car is warm and bundled up. Use your emergency kit to offer snacks, water, and charge phones if necessary. But stay put so you don’t get lost or end up with a potentially serious penalty for leaving the scene of the accident.

Exchange Information and Get Details

After an accident, it’s essential to get as many details as possible. So, if you’re physically able to do so and doing so won’t cause extra health hazards, attempt to exchange insurance info with the other driver and get details on their end of what happened with the accident. Don’t get into an altercation or argument over it and remove yourself from their presence if that begins. Take pictures of both vehicles, especially around impact, and of their license plate in case they decide to bolt. And if any passersby are around, ask them for details of what they witnessed regarding the accident. That may significantly help your case in the event you need to contact a Michigan car accident attorney.

No Picture
Dog Insurance

The Benefits Of Auto Insurance coverage

You may pay wherever from $500 to $2,000 for a similar car insurance coverage, so it pays to buy round, and do your homework. Medical payments protection assists in paying medical expenses, even if the insured particular person is injured in any person else’s car. Car insurance coverage is nothing however a safeguard in opposition to the financial dangers concerned in an accident. A professional auto insurance coverage firm does not only supply pleasant and personal service, but it surely should also give you low premium rates and expert advices on selecting the plan that fits your needs.\n\nPay your premium in full at first of your coverage or sign up for auto-pay. When you work at home, have a brief every day commute, or use public transportation, you may additionally be capable to save some cash on your car insurance coverage coverage with a low mileage low cost.\n\nAutomobile insurance coverage charges differ by state – and even fluctuate relying on zip code – due to components like the number of accidents and thefts. In addition to providing a substantial discount on auto insurance, hybrid vehicles can even provide nice fuel mileage, which is an additional savings.\n\nDamages can embrace the other car, utility poles, fences, buildings, homes, businesses, or nearly any kind of structure your vehicle comes into contact with. Uninsured or underinsured motorist coverage protects in opposition to bills incurred as a result of an accident that’s attributable to one other individual who is both uninsured or who has insufficient insurance coverage.\n\nAlso, Bodily and Property Liability Coverage are frequent, as these cowl prices that you may be legally answerable for in case of bodily harm, loss of life or property or automobile damage to a different individual in case of an accident attributable to you while driving.