When you own a ranch, you accrue millions of dollars in assets. Everything from the tractors and hay balers you use to the animals you keep in the pastures and barns all factor into your overall net worth.
While you know to insure the big ticket items like your vehicles, home, and outbuildings, you might not have given much thought to actually insuring the horses, cattle, sheep, and other creatures on your farm. When you want to protect every asset you own, you can go online today to invest in property, vehicle, and horse insurance today.
Getting a Free Quote
Before you invest in a policy for your horses, you probably want to find out how much it will cost you. You do not want to spend more on a policy than what the animal is worth. You also do not want to buy a policy that will not pay out the full amount of the animal’s worth.
With that, it could make sense to get a free quote for a policy. The website is set up so that you can go online and put in the necessary information to get a free quote. Based on the price given to you, you can either call the agent and finalize the purchase. Likewise, you could adjust it to lower the price or simply avoid buying it altogether.
Protecting Against the Unknown
Also as a ranch owner, you understand that you cannot stand guard over your property 24 hours a day. You have a life to live and a farm to run. You cannot be everywhere on the property at once.
Even with protections like closed circuit TVs, security systems, and guard dogs, you could still have horses stolen from you. They also could be harmed or killed in a storm.
Your insurance will help you recoup the monetary losses that occur from these events. You could get money to replace the horses that you had stolen from you or were killed. You can also put that money back into your farm or ranch if you choose.