Risk is unpredictable and we do not know when it will happen, so many people buy insurance to protect themselves from future risks, so that when the risk comes the insurance is ready to cover the costs that may come out when the risk occurs. But there are also some people who may not know why they should buy insurance.
There are several reasons why you should buy insurance, which is as follows:
Protection against loss of Income
No one knows what will happen tomorrow. What if you suddenly leave and never come home again, have you prepared the best for your family or loved ones. Make sure if you go forever your family still feel the love with the inheritance you have prepared in the form of insurance policy.
A way of saving or for Retirement Preparation
In this life there are 2 risks that we cannot avoid, that is live too fast or too long. If you were given a long life, have you prepared the funds for your retirement? Old age when you are not productive anymore and the disease began to arrive automatically cost of living increasingly longer? Are you ready? Preparation for retirement if starting from a young age will be better because the amount saved is less than if we were 40 years old, but better late than none. Saving in life insurance is the best alternative choice for the following reasons:
Regular: Because if you save only occasionally or if there is more money and even saving if you want to save, you can be sure you do not have enough money for your old age.
Required: There is a commitment to set aside some money either likes or dislikes for a certain time limit.
You have money but it is not easy to access (no ATM) thus reducing the temptation to use it, so the goal of saving will be achieved.
For children’s education
Every child is entitled to achieve his ideals, how do you prepare educational funds for them? Have you realized how much tuition fees are needed until they reach the undergraduate? If you are aware of this and preparing for an education fund as early as possible is a wise decision that will ease your burden in due time if this cost should be incurred.
Benefits of treatment and hospitalization
Health cannot be guaranteed, even the most health conscious person also realizes that every year his health will start to decline. If there is a product that offers you free treatment or if you are sick do not need to use your savings, are not you interested? Because we provide an inpatient program that benefits according to hospital bills.
What is your worth? If you realize how precious you are to yourself and to your family, do you protect yourself with the appropriate coverage for yourself?
A very valuable investment
How does one define good investment? Often only one of the most viewed by the prospective customer is the high rate of return that is usually measured from the interest rate. Did you know that the most valuable investments are the ones who pay the best when they are most needed? Did you know the answer?
To Reduce Taxes
Saving in life insurance can reduce taxes because the premium paid is not considered an income. Currently the tax is still on the side of insurance because insurance has a glorious value. This is a good investment choice, it is time you buy insurance.
Security of the creditors
Many people think that they have no creditors at the moment. But no one ever knows when a creditor will show up. And when they come at the worst and painful time the family has to face. How sad to see home and all the wealth taken by force because the creditor has the right legally to do so.
No one business is guaranteed to succeed. Business people realize how lucky they are to set aside some money to guarantee the family, just in case things do not work out. If all goes well, your bonus still has savings for the family.
Peace of Mind
Why are you worried if you can be insured right? By setting aside some money regularly, you can shift your worry to the insurance company.
Nevertheless there are still people who choose to remain worried or worse still choose to take risks. If you do not insure yourself is not your sense of victorious and even your loved ones will also experience these concerns.
Have you prepared the funds or the money on the way back to heaven? Cannot be denied when you have to leave this world also need funds that are not small. It would be wise if we had prepared it.
Work at high risk
Do you have a high risk job? If you realize the risks of your current job it would be wise if you paid a slightly larger premium to gain peace of mind.
Do not put eggs in one basket
The wise man will not put / store their funds in one basket but in baskets. So when the risk happens there is another basket that replaces it. It would be nice if you put your investment in an insurance basket that will give you peace of mind and help you when needed.
When it can still be insured
Not everyone can buy life insurance. Is your health good today? If the answer is YES, it is time to buy life insurance. What a wise thing if you ready umbrella before rain. Because if you wait until you need it maybe you are too late.
Certainty to make money
For people who are good at calculating profit and loss, life insurance is a sure thing, by setting aside a small amount of money. If your lifespan wins and there will be some money going out. If you die, you also win because there will be some money that will surely be given to the heirs.
Thinking for your family
It is tragic if your family lose you, do you want them to experience a bigger tragedy with your lost income as well? We are powerless against the first tragedy of your loss, but the second bigger tragedy can be transferred to us if you insure yourself.
Those are some reasons why you should buy insurance, there are many other reasons, but the reasons above represent all of them.
Do the reasons above have opened your mind, that insurance is very important to you? If yes, then it’s time you have to buy insurance.