When you first enter the real world, it is often tempting to just splurge on meaningless items.

The restaurants in hotels and tourist areas tend to overprice their food, so find out where local people eat. You will find food that is cheaper and tastes better.

In this economy, spreading your money into different areas is a great idea. Put some of your money into traditional checking and savings accounts, more in a checking space, invest some money in stocks or gold, and even gold. Use these ideas to make sure your money.

Avoid debt in order to improve your …