Debt consolidation is used when people have a large amount of debt. Does this situation sound like your situation? Or is someone you may know?

Are you the owner of a life insurance? You might want to consider cashing in and pay off your debts. Talk to the insurance agent about what they can offer you. Sometimes you can borrow some of what you’ve paid in.

Many creditors may work with debtors because it’s better for them to get you out of payment than nothing at all.

It is imperative to fully research your financial options along with verifying the …