Introduction:
Health insurance is a critical aspect of financial planning that can significantly impact an individual’s or a family’s financial stability. Understanding the basics of health insurance finance is essential for making informed decisions regarding coverage, costs, and overall financial well-being.

The Importance of Health Insurance:
Health insurance plays a crucial role in protecting individuals and families from the financial burden of unexpected medical expenses. Without adequate coverage, medical bills can quickly escalate, leading to financial strain and potential bankruptcy. Health insurance provides a safety net, ensuring that individuals can access necessary medical care without worrying about exorbitant costs.

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